{"id":13850528,"date":"2024-05-19T04:56:07","date_gmt":"2024-05-19T04:56:07","guid":{"rendered":"https:\/\/yp.vn\/?p=13850528"},"modified":"2024-05-24T07:58:02","modified_gmt":"2024-05-24T07:58:02","slug":"5-xu-huong-lon-nganh-tai-chinh-ngan-hang-trong-thap-ky-toi","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/5-xu-huong-lon-nganh-tai-chinh-ngan-hang-trong-thap-ky-toi\/","title":{"rendered":"5 xu h\u01b0\u1edbng l\u1edbn s\u1ebd \u0111\u1ecbnh h\u00ecnh ng\u00e0nh T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng trong th\u1eadp k\u1ef7 t\u1edbi"},"content":{"rendered":"

T\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh T\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng<\/strong><\/a> s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u00ecnh b\u1edfi m\u1ed9t s\u1ed1 xu h\u01b0\u1edbng l\u1edbn, bao g\u1ed3m cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang t\u0103ng t\u1ed1c, k\u1ef3 v\u1ecdng m\u1edbi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a Ch\u00ednh ph\u1ee7 nh\u1eb1m ch\u1ed1ng l\u1ea1i s\u1ef1 b\u1ea5t b\u00ecnh \u0111\u1eb3ng v\u1ec1 kinh t\u1ebf – x\u00e3 h\u1ed9i. Theo b\u00e1o c\u00e1o c\u1ee7a Economist Impact, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh, t\u1eadp trung chi\u1ebfn l\u01b0\u1ee3c v\u00e0o c\u00e1c m\u1ee5c \u0111\u00edch v\u00e0 kh\u1ea3 n\u0103ng sinh l\u1eddi.<\/p>\n

B\u00e1o c\u00e1o c\u00f3 ti\u00eau \u0111\u1ec1 “T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng n\u0103m 2035: Ba t\u01b0\u01a1ng lai c\u00f3 th\u1ec3 x\u1ea3y ra”, \u0111\u1ec1 c\u1eadp t\u1edbi 3 k\u1ecbch b\u1ea3n cho t\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh T\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1m ph\u00e1 c\u00e1c l\u1ef1c l\u01b0\u1ee3ng c\u1ea3i t\u1ed5 ch\u00ednh \u0111\u1ebfn n\u0103m 2035.<\/p>\n

\"t\u00e0i

Ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng v\u00e0 xu h\u01b0\u1edbng t\u01b0\u01a1ng lai<\/p><\/div>\n

5 XU H\u01af\u1edaNG L\u1edaN C\u1ee6A NG\u00c0NH T\u00c0I CH\u00cdNH NG\u00c2N H\u00c0NG:<\/h3>\n

Xu h\u01b0\u1edbng \u0111\u1ea7u ti\u00ean\u00a0<\/i>l\u00e0 cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng, t\u1ea1o ra c\u00e1c n\u1ec1n kinh t\u1ebf s\u1ed1 t\u1eadp trung v\u00e0o s\u1ea3n xu\u1ea5t, thu th\u1eadp v\u00e0 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u. B\u00e1o c\u00e1o cho bi\u1ebft, s\u1ef1 t\u0103ng tr\u01b0\u1edfng n\u00e0y mang \u0111\u1ebfn nh\u1eefng c\u01a1 h\u1ed9i v\u00e0 th\u1ecb tr\u01b0\u1eddng m\u1edbi, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/strong><\/a>, nh\u01b0ng c\u0169ng l\u00e0m gia t\u0103ng r\u1ee7i ro v\u1ec1 quy \u0111\u1ecbnh v\u00e0 an ninh m\u1ea1ng.<\/p>\n

Xu h\u01b0\u1edbng th\u1ee9 hai<\/i>\u00a0l\u00e0 s\u1ef1 ph\u00e2n m\u1ea3nh kinh t\u1ebf \u0111ang gia t\u0103ng do ch\u1ee7 ngh\u0129a d\u00e2n t\u00fay, ch\u1ee7 ngh\u0129a d\u00e2n t\u1ed9c v\u00e0 ch\u1ee7 ngh\u0129a b\u1ea3o h\u1ed9 \u0111ang gia t\u0103ng v\u00e0 l\u00e0 m\u1ed1i \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi to\u00e0n c\u1ea7u h\u00f3a, g\u00e2y ra s\u1ef1 kh\u00f4ng ch\u1eafc ch\u1eafn trong chu\u1ed7i cung \u1ee9ng to\u00e0n c\u1ea7u v\u00e0 qu\u1ea3n tr\u1ecb qu\u1ed1c t\u1ebf.<\/p>\n

Xu h\u01b0\u1edbng th\u1ee9 ba<\/i>\u00a0l\u00e0 s\u1ef1 gia t\u0103ng c\u00e1c th\u00e1ch th\u1ee9c chung c\u1ee7a to\u00e0n c\u1ea7u, bao g\u1ed3m bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu, \u0111\u1ea1i d\u1ecbch, xung \u0111\u1ed9t \u0111\u1ecba ch\u00ednh tr\u1ecb, l\u1ea1m ph\u00e1t cao, gi\u00e1 c\u1ea3 t\u0103ng, nhu c\u1ea7u ti\u00eau d\u00f9ng gi\u1ea3m…. Tr\u00ean kh\u1eafp th\u1ebf gi\u1edbi, c\u00e1c\u00a0 ch\u00ednh ph\u1ee7 \u0111ang n\u1ed7 l\u1ef1c gi\u1ea3i quy\u1ebft c\u00e1c cu\u1ed9c kh\u1ee7ng ho\u1ea3ng to\u00e0n c\u1ea7u, \u0111\u1ed3ng th\u1eddi, c\u00e1c ch\u1ee7 th\u1ec3 thu\u1ed9c khu v\u1ef1c t\u01b0 nh\u00e2n \u0111ang t\u0103ng c\u01b0\u1eddng \u0111\u00f3ng vai tr\u00f2 l\u1edbn h\u01a1n trong gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y.<\/p>\n

Xu h\u01b0\u1edbng th\u1ee9 t\u01b0<\/i>\u00a0l\u00e0 b\u1ea5t ch\u1ea5p n\u1ed7 l\u1ef1c ch\u1ed1ng l\u1ea1i b\u1ea5t b\u00ecnh \u0111\u1eb3ng kinh t\u1ebf v\u00e0 x\u00e3 h\u1ed9i dai d\u1eb3ng, nh\u1eefng c\u01a1n gi\u00f3 ng\u01b0\u1ee3c v\u1eabn ti\u1ebfp di\u1ec5n, nh\u1eefng nh\u00f3m d\u00e2n s\u1ed1 d\u1ec5 b\u1ecb t\u1ed5n th\u01b0\u01a1ng s\u1ebd ti\u1ebfp t\u1ee5c b\u1ecb b\u1ecf l\u1ea1i ph\u00eda sau.\u00a0Bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu \u0111ang \u1ea3nh h\u01b0\u1edfng kh\u00f4ng c\u00e2n x\u1ee9ng \u0111\u1ebfn c\u00e1c qu\u1ed1c gia v\u00e0 khu v\u1ef1c k\u00e9m ph\u00e1t tri\u1ec3n;\u00a0chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang l\u00e0m gia t\u0103ng kho\u1ea3ng c\u00e1ch gi\u1eefa c\u00e1c qu\u1ed1c gia c\u0169ng nh\u01b0 gi\u1eefa c\u00e1c th\u1ebf h\u1ec7;\u00a0v\u00e0 qu\u00e1 tr\u00ecnh \u0111\u00f4 th\u1ecb h\u00f3a \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd t\u0103ng \u0111\u1ec1u \u0111\u1eb7n trong nh\u1eefng th\u1eadp k\u1ef7 t\u1edbi… T\u1ea5t c\u1ea3 \u0111i\u1ec1u n\u00e0y l\u00e0m tr\u1ea7m tr\u1ecdng th\u00eam t\u00ecnh tr\u1ea1ng b\u1ea5t b\u00ecnh \u0111\u1eb3ng.<\/p>\n

Xu h\u01b0\u1edbng l\u1edbn cu\u1ed1i c\u00f9ng<\/i> s\u1ebd t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/strong><\/a> l\u00e0 s\u1ef1 n\u1ed5i l\u00ean c\u1ee7a c\u00e1c chu\u1ea9n m\u1ef1c \u0111\u1ea1o \u0111\u1ee9c. Khi ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 ti\u1ebfng n\u00f3i h\u01a1n v\u1ec1 c\u00e1c v\u1ea5n \u0111\u1ec1 m\u00f4i tr\u01b0\u1eddng v\u00e0 x\u00e3 h\u1ed9i, h\u1ecd s\u1ebd mong \u0111\u1ee3i c\u00e1c c\u00f4ng ty \u0111\u00f3ng vai tr\u00f2 ng\u00e0y c\u00e0ng l\u1edbn trong vi\u1ec7c gi\u1ea3i quy\u1ebft nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y. Xu h\u01b0\u1edbng n\u00e0y s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng t\u1ed1c khi ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0\u00a0 h\u01b0\u1edbng t\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng ch\u00ednh th\u1ed1ng v\u00e0 khi c\u00e1c n\u1ed7 l\u1ef1c nh\u1eb1m gi\u1ea3m t\u1ea3i carbon cho c\u00e1c n\u1ec1n kinh t\u1ebf ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c nh\u00e2n l\u00ean.<\/p>\n

3 K\u1ecaCH B\u1ea2N TI\u1ec0M N\u0102NG CHO NG\u00c0NH T\u00c0I CH\u00cdNH NG\u00c2N H\u00c0NG:<\/h3>\n

Theo b\u00e1o c\u00e1o, 5 xu h\u01b0\u1edbng l\u1edbn n\u00e0y s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 n\u1ec1n t\u1ea3ng cho t\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh T\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/strong><\/a>, theo \u0111\u00f3, 3 k\u1ecbch b\u1ea3n ti\u1ec1m n\u0103ng \u0111\u01b0\u1ee3c h\u00ecnh dung nh\u01b0 sau:<\/p>\n

K\u1ecbch b\u1ea3n \u0111\u1ea7u ti\u00ean:<\/i>\u00a0C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i ch\u00ednh m\u00ecnh \u0111\u1ec3 l\u1ea5y l\u1ea1i ni\u1ec1m tin c\u1ee7a c\u00f4ng ch\u00fang, tr\u1edf n\u00ean minh b\u1ea1ch h\u01a1n, c\u00f3 \u0111\u1ea1o \u0111\u1ee9c v\u00e0 l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m, \u0111\u1ed3ng th\u1eddi t\u1eadp trung v\u00e0o vi\u1ec7c cung c\u1ea5p gi\u00e1 tr\u1ecb cho kh\u00e1ch h\u00e0ng v\u00e0 x\u00e3 h\u1ed9i n\u00f3i chung.\u00a0Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u00e2n h\u00e0ng c\u00f3 c\u00e1c c\u00f4ng b\u1ed1 th\u00f4ng tin r\u00f5 r\u00e0ng v\u00e0 c\u00f3 h\u00e0nh \u0111\u1ed9ng gi\u00fap kh\u00e1ch h\u00e0ng ki\u1ec3m so\u00e1t ti\u1ec1n v\u00e0 d\u1eef li\u1ec7u nhi\u1ec1u h\u01a1n.<\/p>\n

Trong nh\u1eefng n\u0103m tr\u01b0\u1edbc \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 theo \u0111u\u1ed5i quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c phi ng\u00e2n h\u00e0ng, trong khi ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n v\u00e0 s\u00e1t nh\u1eadp (M&A) \u0111\u00e3 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a ng\u00e0nh.\u00a0C\u00e1c quy \u0111\u1ecbnh c\u0169ng ph\u00e1t tri\u1ec3n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/p>\n

\"t\u00e0i

Xu h\u01b0\u1edbng c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/p><\/div>\n

K\u1ecbch b\u1ea3n th\u1ee9 hai:<\/i>\u00a0C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 s\u1ef1 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 do t\u00ednh c\u1ea5p b\u00e1ch c\u1ee7a h\u00e0nh \u0111\u1ed9ng \u1ee9ng ph\u00f3 v\u1edbi bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu. C\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong cu\u1ed9c chi\u1ebfn ch\u1ed1ng bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu, \u0111\u1ea7u t\u01b0 m\u1ea1nh v\u00e0o c\u00f4ng ngh\u1ec7 xanh v\u00e0 s\u1ea3n ph\u1ea9m b\u1ec1n v\u1eefng.<\/p>\n

C\u00e1c ch\u1ea5t x\u00fac t\u00e1c ch\u00ednh c\u1ee7a s\u1ef1 thay \u0111\u1ed5i m\u00f4 h\u00ecnh n\u00e0y bao g\u1ed3m: \u0110\u1ea7u t\u01b0 v\u00e0o m\u00f4i tr\u01b0\u1eddng, x\u00e3 h\u1ed9i v\u00e0 qu\u1ea3n tr\u1ecb (ESG), \u00e1p l\u1ef1c c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0, nh\u1eefng \u0111\u1ed9t ph\u00e1 v\u1ec1 c\u00f4ng ngh\u1ec7 v\u00e0 vi\u1ec7c \u00e1p d\u1ee5ng thu\u1ebf carbon \u0111\u1ed1i v\u1edbi c\u00e1c qu\u1ed1c gia g\u00e2y \u00f4 nhi\u1ec5m l\u1edbn tr\u00ean h\u00e0nh tinh.<\/p>\n

K\u1ecbch b\u1ea3n th\u1ee9 ba:<\/i> Th\u1ebf gi\u1edbi ng\u00e0y c\u00e0ng tr\u1edf n\u00ean ph\u00e2n m\u1ea3nh do c\u00e1c y\u1ebfu t\u1ed1 kinh t\u1ebf v\u00e0 ch\u00ednh tr\u1ecb, bu\u1ed9c ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/strong><\/a> ph\u1ea3i th\u00edch nghi v\u1edbi c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng trong n\u01b0\u1edbc v\u00e0 ph\u1ea3i \u1ee9ng ph\u00f3 v\u1edbi c\u00e1c quy \u0111\u1ecbnh kh\u00e1c nhau c\u0169ng nh\u01b0 k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng \u1edf c\u00e1c khu v\u1ef1c kh\u00e1c nhau.<\/p>\n

B\u00e1o c\u00e1o d\u1ef1 \u0111o\u00e1n, trong th\u1eadp k\u1ef7 t\u1edbi, s\u1ef1 ph\u00e2n m\u1ea3nh to\u00e0n c\u1ea7u ti\u1ebfp t\u1ee5c gia t\u0103ng, c\u00e1c hi\u1ec7p \u0111\u1ecbnh song ph\u01b0\u01a1ng v\u00e0 khu v\u1ef1c thay th\u1ebf T\u1ed5 ch\u1ee9c Th\u01b0\u01a1ng m\u1ea1i Th\u1ebf gi\u1edbi, c\u00f9ng \u200b\u200bs\u1ee9c m\u1ea1nh kinh t\u1ebf v\u00e0 ch\u00ednh tr\u1ecb c\u1ee7a c\u00e1c n\u01b0\u1edbc BRIC+ t\u0103ng l\u00ean, d\u1eabn \u0111\u1ebfn vi\u1ec7c n\u1ec1n kinh t\u1ebf to\u00e0n c\u1ea7u gi\u1ea3m s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ed3ng \u0111\u00f4 la M\u1ef9.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh T\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u00ecnh b\u1edfi m\u1ed9t s\u1ed1 xu h\u01b0\u1edbng l\u1edbn, bao g\u1ed3m cu\u1ed9c c\u00e1ch m\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang t\u0103ng t\u1ed1c, k\u1ef3 v\u1ecdng m\u1edbi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a Ch\u00ednh ph\u1ee7 nh\u1eb1m ch\u1ed1ng l\u1ea1i s\u1ef1 b\u1ea5t b\u00ecnh \u0111\u1eb3ng v\u1ec1 kinh t\u1ebf – x\u00e3… Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":3,"featured_media":13850530,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2499],"tags":[],"class_list":["post-13850528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ngan-hang"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/13850528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=13850528"}],"version-history":[{"count":0,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/13850528\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media\/13850530"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=13850528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=13850528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=13850528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}