{"id":14346927,"date":"2026-03-11T15:07:25","date_gmt":"2026-03-11T08:07:25","guid":{"rendered":"https:\/\/yp.vn\/?p=14346927"},"modified":"2026-03-11T15:07:25","modified_gmt":"2026-03-11T08:07:25","slug":"nganh-tai-chinh-ngan-hang-giao-thoi-va-nhung-thach-thuc-2026","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/nganh-tai-chinh-ngan-hang-giao-thoi-va-nhung-thach-thuc-2026\/","title":{"rendered":"Ng\u00e0nh T\u00e0i Ch\u00ednh &#8211; Ng\u00e2n H\u00e0ng: &#8220;Kh\u00fac Giao Th\u1eddi&#8221; V\u00e0 Nh\u1eefng Th\u00e1ch Th\u1ee9c Trong Qu\u00fd I\/2026"},"content":{"rendered":"<p data-path-to-node=\"3\">B\u01b0\u1edbc v\u00e0o qu\u00fd I n\u0103m 2026, ng\u00e0nh t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t giai \u0111o\u1ea1n chuy\u1ec3n m\u00ecnh \u0111\u1ea7y k\u1ecbch t\u00ednh. Sau m\u1ed9t n\u0103m 2025 n\u1ed7 l\u1ef1c ph\u1ee5c h\u1ed3i, h\u1ec7 th\u1ed1ng <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>ng\u00e2n h\u00e0ng<\/strong><\/a> gi\u1edd \u0111\u00e2y kh\u00f4ng ch\u1ec9 \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng b\u00e0i to\u00e1n kinh t\u1ebf v\u0129 m\u00f4 truy\u1ec1n th\u1ed1ng m\u00e0 c\u00f2n ph\u1ea3i th\u00edch nghi v\u1edbi m\u1ed9t tr\u1eadt t\u1ef1 c\u00f4ng ngh\u1ec7 v\u00e0 quy \u0111\u1ecbnh ho\u00e0n to\u00e0n m\u1edbi.<\/p>\n<h2 data-path-to-node=\"4\">1. B\u1ed1i c\u1ea3nh v\u0129 m\u00f4: \u00c1p l\u1ef1c t\u1eeb &#8220;c\u01a1n gi\u00f3 ng\u01b0\u1ee3c&#8221; qu\u1ed1c t\u1ebf<\/h2>\n<p data-path-to-node=\"5\">M\u1eb7c d\u00f9 kinh t\u1ebf trong n\u01b0\u1edbc duy tr\u00ec \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh v\u1edbi m\u1ee5c ti\u00eau GDP \u0111\u1ea7y tham v\u1ecdng, nh\u01b0ng ng\u00e0nh t\u00e0i ch\u00ednh trong nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m 2026 \u0111ang ph\u1ea3i ch\u1ecbu s\u1ee9c \u00e9p l\u1edbn t\u1eeb bi\u1ebfn \u0111\u1ed9ng \u0111\u1ecba ch\u00ednh tr\u1ecb. Xung \u0111\u1ed9t t\u1ea1i khu v\u1ef1c Trung \u0110\u00f4ng k\u00e9o d\u00e0i \u0111\u00e3 \u0111\u1ea9y gi\u00e1 d\u1ea7u v\u00e0 chi ph\u00ed v\u1eadn h\u00e0nh to\u00e0n c\u1ea7u t\u0103ng cao, gi\u00e1n ti\u1ebfp t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn l\u1ea1m ph\u00e1t v\u00e0 t\u1ef7 gi\u00e1 t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<p data-path-to-node=\"6\">Ngay trong qu\u00fd I, <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Ng\u00e2n h\u00e0ng<\/strong><\/a> Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 ph\u1ea3i \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 m\u1ed9t c\u00e1ch c\u1ef1c k\u1ef3 th\u1eadn tr\u1ecdng. \u00c1p l\u1ef1c t\u1ef7 gi\u00e1 nh\u00edch t\u0103ng so v\u1edbi cu\u1ed1i n\u0103m 2025 khi\u1ebfn d\u01b0 \u0111\u1ecba gi\u1ea3m l\u00e3i su\u1ea5t cho vay g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f2n, t\u1ea1o ra m\u1ed9t r\u00e0o c\u1ea3n t\u00e2m l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p \u0111ang c\u00f3 nhu c\u1ea7u m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t \u0111\u1ea7u n\u0103m.<\/p>\n<div id=\"attachment_14346928\" style=\"width: 801px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-14346928\" class=\"wp-image-14346928 size-full\" src=\"https:\/\/yp.vn\/wp-content\/uploads\/2026\/03\/13a.jpg\" alt=\"ng\u00e0nh t\u00e0i ch\u00ednh - ng\u00e2n h\u00e0ng 1\" width=\"791\" height=\"513\" srcset=\"https:\/\/yp.com.vn\/wp-content\/uploads\/2026\/03\/13a.jpg 791w, https:\/\/yp.com.vn\/wp-content\/uploads\/2026\/03\/13a-300x195.jpg 300w, https:\/\/yp.com.vn\/wp-content\/uploads\/2026\/03\/13a-768x498.jpg 768w\" sizes=\"auto, (max-width: 791px) 100vw, 791px\" \/><p id=\"caption-attachment-14346928\" class=\"wp-caption-text\">ng\u00e0nh t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t giai \u0111o\u1ea1n chuy\u1ec3n m\u00ecnh \u0111\u1ea7y k\u1ecbch t\u00ednh<\/p><\/div>\n<h2 data-path-to-node=\"7\">2. Nh\u1eefng th\u00e1ch th\u1ee9c tr\u1ecdng y\u1ebfu trong qu\u00fd I\/2026<\/h2>\n<h3 data-path-to-node=\"8\">Cu\u1ed9c \u0111ua huy \u0111\u1ed9ng v\u1ed1n v\u00e0 bi\u00ean l\u1ee3i nhu\u1eadn (NIM) thu h\u1eb9p<\/h3>\n<p data-path-to-node=\"9\">M\u1ed9t trong nh\u1eefng kh\u00f3 kh\u0103n l\u1edbn nh\u1ea5t hi\u1ec7n nay l\u00e0 t\u00ecnh tr\u1ea1ng <b data-path-to-node=\"9\" data-index-in-node=\"57\">m\u1ea5t c\u00e2n \u0111\u1ed1i gi\u1eefa t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u00e0 huy \u0111\u1ed9ng v\u1ed1n<\/b>. Trong khi nhu c\u1ea7u vay v\u1ed1n \u0111\u1ea7u n\u0103m c\u1ee7a c\u00e1c doanh nghi\u1ec7p t\u0103ng m\u1ea1nh \u0111\u1ec3 tri\u1ec3n khai c\u00e1c d\u1ef1 \u00e1n m\u1edbi, th\u00ec d\u00f2ng ti\u1ec1n nh\u00e0n r\u1ed7i t\u1eeb d\u00e2n c\u01b0 l\u1ea1i c\u00f3 xu h\u01b0\u1edbng d\u1ecbch chuy\u1ec3n sang c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 thay th\u1ebf nh\u01b0 v\u00e0ng v\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n (v\u1ed1n \u0111ang c\u00f3 d\u1ea5u hi\u1ec7u \u1ea5m l\u1ea1i).<\/p>\n<p data-path-to-node=\"10\">\u0110i\u1ec1u n\u00e0y bu\u1ed9c c\u00e1c <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>ng\u00e2n h\u00e0ng<\/strong><\/a> ph\u1ea3i t\u0103ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u1ec3 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng, d\u1eabn \u0111\u1ebfn chi ph\u00ed v\u1ed1n (Cost of Funds) t\u0103ng cao. Trong khi \u0111\u00f3, l\u00e3i su\u1ea5t cho vay kh\u00f3 c\u00f3 th\u1ec3 t\u0103ng t\u01b0\u01a1ng \u1ee9ng \u0111\u1ec3 h\u1ed7 tr\u1ee3 n\u1ec1n kinh t\u1ebf, khi\u1ebfn bi\u00ean l\u00e3i r\u00f2ng (NIM) c\u1ee7a to\u00e0n ng\u00e0nh b\u1ecb thu h\u1eb9p \u0111\u00e1ng k\u1ec3, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh.<\/p>\n<h3 data-path-to-node=\"11\">N\u1ee3 x\u1ea5u v\u00e0 &#8220;b\u00f3ng ma&#8221; n\u1ee3 nh\u00f3m 2<\/h3>\n<p data-path-to-node=\"12\">D\u00f9 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 c\u01a1 c\u1ea5u n\u1ee3 \u0111\u00e3 gi\u00fap b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n tr\u00f4ng &#8220;s\u1ea1ch&#8221; h\u01a1n trong n\u0103m qua, nh\u01b0ng qu\u00fd I\/2026 ch\u1ee9ng ki\u1ebfn s\u1ef1 gia t\u0103ng \u00e2m th\u1ea7m c\u1ee7a <b data-path-to-node=\"12\" data-index-in-node=\"142\">n\u1ee3 nh\u00f3m 2<\/b> (n\u1ee3 c\u1ea7n ch\u00fa \u00fd). \u0110\u00e2y l\u00e0 h\u1ec7 qu\u1ea3 c\u1ee7a c\u00e1c kho\u1ea3n vay t\u1eeb giai \u0111o\u1ea1n tr\u01b0\u1edbc b\u1eaft \u0111\u1ea7u h\u1ebft th\u1eddi gian \u00e2n h\u1ea1n.<\/p>\n<p data-path-to-node=\"13\">Vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u th\u00f4ng qua ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n do t\u00ednh thanh kho\u1ea3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n ph\u00e2n kh\u00fac cao c\u1ea5p ch\u01b0a th\u1ef1c s\u1ef1 ph\u1ee5c h\u1ed3i. C\u00e1c <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\" rel=\"nofollow noopener\" target=\"_blank\"><strong>ng\u00e2n h\u00e0ng<\/strong><\/a> hi\u1ec7n \u0111ang ph\u1ea3i t\u0103ng c\u01b0\u1eddng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro, tr\u1ef1c ti\u1ebfp b\u00e0o m\u00f2n l\u1ee3i nhu\u1eadn m\u1ee5c ti\u00eau c\u1ee7a qu\u00fd \u0111\u1ea7u n\u0103m.<\/p>\n<h3 data-path-to-node=\"14\">\u00c1p l\u1ef1c tu\u00e2n th\u1ee7 v\u00e0 r\u00e0o c\u1ea3n c\u00f4ng ngh\u1ec7<\/h3>\n<p data-path-to-node=\"15\">N\u0103m 2026 \u0111\u01b0\u1ee3c coi l\u00e0 &#8220;k\u1ef7 nguy\u00ean c\u1ee7a AI Agents&#8221; (T\u00e1c nh\u00e2n AI) trong ng\u00e0nh t\u00e0i ch\u00ednh. Tuy nhi\u00ean, vi\u1ec7c tri\u1ec3n khai kh\u00f4ng h\u1ec1 d\u1ec5 d\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi:<\/p>\n<ul data-path-to-node=\"16\">\n<li>\n<p data-path-to-node=\"16,0,0\"><b data-path-to-node=\"16,0,0\" data-index-in-node=\"0\">Chi ph\u00ed \u0111\u1ea7u t\u01b0 h\u1ea1 t\u1ea7ng kh\u1ed5ng l\u1ed3:<\/b> \u0110\u1ec3 v\u1eadn h\u00e0nh c\u00e1c h\u1ec7 th\u1ed1ng AI t\u1ef1 \u0111\u1ed9ng h\u00f3a \u0111\u1ed1i so\u00e1t v\u00e0 ph\u00e1t hi\u1ec7n gian l\u1eadn theo th\u1eddi gian th\u1ef1c.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"16,1,0\"><b data-path-to-node=\"16,1,0\" data-index-in-node=\"0\">Th\u1eed th\u00e1ch v\u1ec1 an ninh m\u1ea1ng:<\/b> Khi c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng s\u1eed d\u1ee5ng Deepfake v\u00e0 AI v\u00e0o h\u1ec7 th\u1ed1ng thanh to\u00e1n ng\u00e0y c\u00e0ng tinh vi.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"16,2,0\"><b data-path-to-node=\"16,2,0\" data-index-in-node=\"0\">Khung ph\u00e1p l\u00fd m\u1edbi:<\/b> C\u00e1c d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 m\u1edbi c\u1ee7a NHNN v\u1ec1 qu\u1ea3n l\u00fd r\u1ee7i ro AI \u0111\u00f2i h\u1ecfi c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 quy tr\u00ecnh ki\u1ec3m so\u00e1t nh\u00e2n s\u1ef1 v\u00e0 d\u1eef li\u1ec7u c\u1ef1c k\u1ef3 kh\u1eaft khe, khi\u1ebfn t\u1ed1c \u0111\u1ed9 tri\u1ec3n khai s\u1ea3n ph\u1ea9m s\u1ed1 b\u1ecb ch\u1eadm l\u1ea1i.<\/p>\n<\/li>\n<\/ul>\n<div id=\"attachment_14346929\" style=\"width: 710px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-14346929\" class=\"wp-image-14346929 size-full\" src=\"https:\/\/yp.vn\/wp-content\/uploads\/2026\/03\/14a.jpg\" alt=\"ng\u00e0nh t\u00e0i ch\u00ednh - ng\u00e2n h\u00e0ng 2\" width=\"700\" height=\"460\" srcset=\"https:\/\/yp.com.vn\/wp-content\/uploads\/2026\/03\/14a.jpg 700w, https:\/\/yp.com.vn\/wp-content\/uploads\/2026\/03\/14a-300x197.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><p id=\"caption-attachment-14346929\" class=\"wp-caption-text\">ng\u00e0nh t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t giai \u0111o\u1ea1n chuy\u1ec3n m\u00ecnh \u0111\u1ea7y k\u1ecbch t\u00ednh<\/p><\/div>\n<h2 data-path-to-node=\"17\">3. S\u1ef1 ph\u00e2n h\u00f3a s\u00e2u s\u1eafc gi\u1eefa c\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng<\/h2>\n<p data-path-to-node=\"18\">Kh\u00f3 kh\u0103n trong qu\u00fd I\/2026 kh\u00f4ng chia \u0111\u1ec1u cho t\u1ea5t c\u1ea3. Ch\u00fang ta \u0111ang ch\u1ee9ng ki\u1ebfn m\u1ed9t s\u1ef1 ph\u00e2n h\u00f3a r\u00f5 r\u1ec7t:<\/p>\n<ul data-path-to-node=\"19\">\n<li>\n<p data-path-to-node=\"19,0,0\"><b data-path-to-node=\"19,0,0\" data-index-in-node=\"0\">Nh\u00f3m ng\u00e2n h\u00e0ng l\u1edbn (Big 4 v\u00e0 c\u00e1c NHTM l\u1edbn):<\/b> Nh\u1edd b\u1ed9 \u0111\u1ec7m v\u1ed1n d\u00e0y v\u00e0 h\u1ec7 sinh th\u00e1i kh\u00e1ch h\u00e0ng trung th\u00e0nh (CASA cao), h\u1ecd v\u1eabn duy tr\u00ec \u0111\u01b0\u1ee3c s\u1ef1 \u1ed5n \u0111\u1ecbnh.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"19,1,0\"><b data-path-to-node=\"19,1,0\" data-index-in-node=\"0\">Nh\u00f3m ng\u00e2n h\u00e0ng v\u1eeba v\u00e0 nh\u1ecf:<\/b> \u0110ang ch\u1eadt v\u1eadt trong cu\u1ed9c \u0111ua s\u1ed1 h\u00f3a v\u00e0 huy \u0111\u1ed9ng v\u1ed1n. M\u1ed9t s\u1ed1 <a href=\"http:\/\/agribank.com.vn\" rel=\"nofollow noopener\" target=\"_blank\"><strong>ng\u00e2n h\u00e0ng<\/strong><\/a> c\u00f3 danh m\u1ee5c cho vay t\u1eadp trung qu\u00e1 s\u00e2u v\u00e0o c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea7u c\u01a1 \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi \u00e1p l\u1ef1c thanh kho\u1ea3n c\u1ee5c b\u1ed9.<\/p>\n<\/li>\n<\/ul>\n<h2 data-path-to-node=\"22\">K\u1ebft lu\u1eadn<\/h2>\n<p data-path-to-node=\"23\">Qu\u00fd I\/2026 l\u00e0 m\u1ed9t &#8220;b\u1ea3n nh\u1ea1c \u0111a s\u1eafc&#8221; c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh <a href=\"http:\/\/www.acb.com.vn\" rel=\"nofollow noopener\" target=\"_blank\"><strong>ng\u00e2n h\u00e0ng<\/strong><\/a>. D\u00f9 nh\u1eefng kh\u00f3 kh\u0103n v\u1ec1 l\u00e3i su\u1ea5t, n\u1ee3 x\u1ea5u v\u00e0 \u00e1p l\u1ef1c c\u00f4ng ngh\u1ec7 l\u00e0 h\u1eefu h\u00ecnh, nh\u01b0ng \u0111\u00e2y c\u0169ng l\u00e0 b\u1ed9 l\u1ecdc t\u1ef1 nhi\u00ean \u0111\u1ec3 lo\u1ea1i b\u1ecf nh\u1eefng m\u1eaft x\u00edch y\u1ebfu v\u00e0 th\u00fac \u0111\u1ea9y c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfn t\u1edbi m\u00f4 h\u00ecnh qu\u1ea3n tr\u1ecb th\u00f4ng minh h\u01a1n.<\/p>\n<p data-path-to-node=\"24\">S\u1ef1 th\u00e0nh b\u1ea1i trong giai \u0111o\u1ea1n n\u00e0y kh\u00f4ng c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c ai cho vay nhi\u1ec1u nh\u1ea5t, m\u00e0 n\u1eb1m \u1edf vi\u1ec7c ai qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u1ed1t nh\u1ea5t v\u00e0 ai l\u00e0m ch\u1ee7 \u0111\u01b0\u1ee3c c\u00f4ng ngh\u1ec7 AI \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u01b0\u1edbc v\u00e0o qu\u00fd I n\u0103m 2026, ng\u00e0nh t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t giai \u0111o\u1ea1n chuy\u1ec3n m\u00ecnh \u0111\u1ea7y k\u1ecbch t\u00ednh. Sau m\u1ed9t n\u0103m 2025 n\u1ed7 l\u1ef1c ph\u1ee5c h\u1ed3i, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng gi\u1edd \u0111\u00e2y kh\u00f4ng ch\u1ec9 \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng b\u00e0i to\u00e1n kinh t\u1ebf v\u0129 m\u00f4 truy\u1ec1n th\u1ed1ng m\u00e0 c\u00f2n&#8230; <a class=\"view-article\" href=\"https:\/\/yp.com.vn\/nganh-tai-chinh-ngan-hang-giao-thoi-va-nhung-thach-thuc-2026\/\">Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":3,"featured_media":14346930,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2499],"tags":[],"class_list":["post-14346927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ngan-hang"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/14346927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=14346927"}],"version-history":[{"count":1,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/14346927\/revisions"}],"predecessor-version":[{"id":14346931,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/14346927\/revisions\/14346931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media\/14346930"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=14346927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=14346927"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=14346927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}