{"id":6243262,"date":"2021-10-14T09:32:52","date_gmt":"2021-10-14T09:32:52","guid":{"rendered":"https:\/\/yp.vn\/?p=6243262"},"modified":"2021-10-14T16:32:52","modified_gmt":"2021-10-14T09:32:52","slug":"som-cap-bu-lai-suat-giup-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/som-cap-bu-lai-suat-giup-doanh-nghiep\/","title":{"rendered":"S\u1edbm c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t gi\u00fap doanh nghi\u1ec7p"},"content":{"rendered":"

[vc_row widthopt=”” fixedbg=”” footerrow=””][vc_column][vc_column_text]<\/p>\n

S\u1edbm c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t gi\u00fap doanh nghi\u1ec7p<\/strong><\/h1>\n

 <\/p>\n

TTO – L\u00e3nh \u0111\u1ea1o V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc) \u0111\u00e3 c\u00f4ng nh\u1eadn g\u00f3i h\u1ed7 tr\u1ee3 c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t l\u00e0 h\u1ebft s\u1ee9c c\u1ea7n thi\u1ebft v\u00e0 hy v\u1ecdng s\u1ebd s\u1edbm \u0111\u01b0\u1ee3c tri\u1ec3n khai.<\/strong><\/p><\/blockquote>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row widthopt=”” fixedbg=”” footerrow=””][vc_column][vc_empty_space][vc_single_image image=”6243270″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row widthopt=”” fixedbg=”” footerrow=””][vc_column][vc_column_text]<\/p>\n

Nhi\u1ec1u DN mong mu\u1ed1n l\u00e3i su\u1ea5t gi\u1ea3m m\u1ea1nh \u0111\u1ee7 \u0111\u1ec3 c\u00f3 \u00fd ngh\u0129a, gi\u00fap n\u1ec1n kinh t\u1ebf nhanh h\u1ed3i ph\u1ee5c.
\nTrong \u1ea3nh: t\u1ea1i m\u1ed9t DN s\u1ea3n xu\u1ea5t c\u01a1 kh\u00ed \u1edf ph\u00eda Nam
\n\u1ea2nh: T.V.NGHI<\/em><\/p>\n

Sau m\u1ed9t th\u1eddi gian d\u00e0i ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ecb “\u0111\u00f4ng c\u1ee9ng” do d\u1ecbch, c\u00e1c doanh nghi\u1ec7p (DN) b\u1eaft \u0111\u1ea7u r\u00f3n r\u00e9n m\u1edf c\u1eeda tr\u1edf l\u1ea1i v\u00e0 vi\u1ec7c h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t \u0111\u1ea7u ti\u00ean l\u00fac n\u00e0y \u0111\u00f3 l\u00e0 ti\u1ec1n \u0111\u00e2u v\u00e0 l\u00e3i su\u1ea5t vay th\u1ebf n\u00e0o.<\/p>\n

C\u1ea7n gi\u1ea3m m\u1ea1nh l\u00e3i su\u1ea5t vay kho\u1ea3n n\u1ee3 c\u0169<\/strong><\/p>\n

V\u1eeba ho\u1ea1t \u0111\u1ed9ng tr\u1edf l\u1ea1i \u0111\u01b0\u1ee3c g\u1ea7n n\u1eeda th\u00e1ng, \u00f4ng N.H., gi\u00e1m \u0111\u1ed1c m\u1ed9t DN s\u1ea3n xu\u1ea5t kinh doanh s\u1eaft th\u00e9p, cho bi\u1ebft \u00f4ng m\u1eebng v\u00ec nh\u1eadn \u0111\u01b0\u1ee3c ngay \u0111\u01a1n h\u00e0ng nh\u01b0ng ch\u01b0a d\u00e1m “bung”.<\/p>\n

“Ch\u00fang t\u00f4i ch\u1edd ch\u00ednh s\u00e1ch \u1ed5n \u0111\u1ecbnh m\u1edbi d\u00e1m tuy\u1ec3n m\u1edbi lao \u0111\u1ed9ng. V\u1edbi l\u1ea1i l\u00e3i su\u1ea5t vay c\u00f2n kh\u00e1 cao, c\u00f3 kho\u1ea3n l\u00ean \u0111\u1ebfn 11,3%\/n\u0103m, trong khi m\u00f9a n\u00e0y l\u00e0m \u0103n si\u00eau kh\u00f3. Ch\u00fang t\u00f4i mong l\u00e3i su\u1ea5t cho vay gi\u1ea3m th\u00eam, \u0111\u1ec3 h\u1ed7 tr\u1ee3 DN trong m\u00f9a l\u00e0m \u0103n cu\u1ed1i n\u0103m”, \u00f4ng H. n\u00f3i.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi Tu\u1ed5i Tr\u1ebb, \u00f4ng Tr\u1ea7n V\u0103n L\u0129nh, ch\u1ee7 t\u1ecbch H\u0110QT C\u00f4ng ty th\u1ee7y s\u1ea3n v\u00e0 th\u01b0\u01a1ng m\u1ea1i Thu\u1eadn Ph\u01b0\u1edbc (\u0110\u00e0 N\u1eb5ng), nh\u1eadn \u0111\u1ecbnh l\u00e3i su\u1ea5t cho vay \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng (NH) gi\u1ea3m 0,3 – 0,5%\/n\u0103m, n\u00f3i chung d\u01b0\u1edbi 1%\/n\u0103m, l\u00e0 gi\u1ea3m cho c\u00f3, t\u01b0\u1ee3ng tr\u01b0ng, kh\u00f4ng c\u00f3 \u00fd ngh\u0129a nhi\u1ec1u. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i kh\u00e1ch h\u00e0ng n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c NH gi\u1ea3m l\u00e3i su\u1ea5t, m\u00e0 th\u1eadm ch\u00ed c\u00f2n b\u1ecb t\u0103ng l\u00ean.<\/p>\n

\u00d4ng L\u0129nh \u0111\u1ec1 ngh\u1ecb NH Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 c\u00f3 th\u1ec3 h\u01b0\u1edbng d\u1eabn, k\u00eau g\u1ecdi, khuy\u1ebfn kh\u00edch c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng chia s\u1ebb kh\u00f3 kh\u0103n v\u1edbi kh\u00e1ch h\u00e0ng. “\u0110\u00e3 \u0111\u1ebfn l\u00fac Ch\u00ednh ph\u1ee7 c\u1ea7n v\u00e0o cu\u1ed9c, \u0111\u01b0a ra gi\u1ea3i ph\u00e1p ti\u1ec1n t\u1ec7 \u0111\u1ec3 th\u00fac NH gi\u1ea3m l\u00e3i su\u1ea5t cho vay. M\u1ee9c l\u00e3i su\u1ea5t cho vay ch\u1ec9 t\u1ed1i \u0111a 5 – 6%\/n\u0103m, \u00e1p d\u1ee5ng cho c\u1ea3 DN v\u00e0 c\u00e1 nh\u00e2n vay v\u1ed1n”, \u00f4ng L\u0129nh n\u00f3i.<\/p>\n

Ng\u00e2n h\u00e0ng ch\u01b0a d\u00e1m r\u1ed9ng c\u1eeda, v\u00ec sao?<\/strong><\/p>\n

Gi\u00e1m \u0111\u1ed1c v\u00f9ng m\u1ed9t NH c\u1ed5 ph\u1ea7n l\u1edbn cho bi\u1ebft NH n\u00e0y c\u0169ng ch\u01b0a d\u00e1m bung c\u1eeda cho vay m\u1ea1nh v\u00ec c\u00f2n li\u00ean quan \u0111\u1ebfn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng, ch\u01b0a k\u1ec3 nhi\u1ec1u kh\u00e1ch h\u00e0ng sau giai \u0111o\u1ea1n \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u n\u1ee3 v\u00e0 th\u1eed th\u00e1ch v\u1eabn kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3.<\/p>\n

Hi\u1ec7n d\u01b0 n\u1ee3 c\u01a1 c\u1ea5u chi\u1ebfm \u0111\u1ebfn 20% t\u1ed5ng d\u01b0 n\u1ee3, trong khi g\u1ea7n \u0111\u00e2y NH Nh\u00e0 n\u01b0\u1edbc khuy\u1ebfn kh\u00edch c\u00e1c NH tr\u00edch l\u1eadp 100% d\u1ef1 ph\u00f2ng v\u1edbi n\u1ee3 c\u01a1 c\u1ea5u l\u1ea1i c\u0169ng khi\u1ebfn c\u00e1c NH ch\u00f9n tay.<\/p>\n

“Tuy nhi\u00ean, c\u00f3 kh\u1ea3 n\u0103ng c\u00e1c NH v\u1eabn ph\u1ea3i \u0111\u1ea9y m\u1ea1nh cho vay m\u1edbi \u0111\u1ec3 c\u00f3 ngu\u1ed3n thu l\u00e3i b\u00f9 \u0111\u1eafp cho d\u01b0 n\u1ee3 t\u00e1i c\u01a1 c\u1ea5u, c\u00f2n kho\u1ea3n n\u1ee3 c\u0169 xem nh\u01b0 kho\u1ea3n khoanh l\u1ea1i \u0111\u1ec3 gi\u1ea3i quy\u1ebft t\u1eeb t\u1eeb”, \u00f4ng n\u00f3i.<\/p>\n

\u00d4ng Nguy\u1ec5n \u0110\u00ecnh T\u00f9ng, t\u1ed5ng gi\u00e1m \u0111\u1ed1c NH Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB), cho hay trong \u0111\u1ee3t d\u1ecbch kh\u00f4ng ph\u1ea3i DN n\u00e0o c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng nh\u01b0 nhau, sau d\u1ecbch c\u0169ng s\u1ebd c\u00f3 ng\u00e0nh ngh\u1ec1 h\u1ed3i ph\u1ee5c nhanh.<\/p>\n

“N\u1ebfu DN c\u00f3 ph\u01b0\u01a1ng \u00e1n kinh doanh t\u1ed1t, \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh t\u1ed1t, ph\u01b0\u01a1ng \u00e1n kinh doanh c\u00f3 kh\u1ea3 n\u0103ng thu h\u1ed3i v\u1ed1n th\u00ec NH v\u1eabn cho vay \u0111\u01b0\u1ee3c, k\u1ec3 c\u1ea3 kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n t\u1ea1m th\u1eddi do COVID-19 v\u1eeba r\u1ed3i ph\u1ea3i c\u01a1 c\u1ea5u. Ch\u1ec9 kh\u00e1c \u0111i m\u1ed9t ch\u00fat l\u00e0 trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay vi\u1ec7c \u0111\u00e1nh gi\u00e1 m\u1ecdi th\u1ee9 ph\u1ea3i th\u1eadn tr\u1ecdng h\u01a1n, t\u00f9y t\u1eebng kh\u00e1ch h\u00e0ng”, \u00f4ng T\u00f9ng n\u00f3i.<\/p>\n

C\u00f3 th\u1ec3 n\u1edbi t\u00edn d\u1ee5ng<\/strong><\/p>\n

PGS.TS Tr\u1ea7n Ho\u00e0ng Ng\u00e2n (vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n TP.HCM) cho r\u1eb1ng hi\u1ec7n nay b\u00e0i to\u00e1n kh\u00f3 nh\u1ea5t v\u1edbi DN l\u00e0 b\u00e0i to\u00e1n v\u1ed1n, v\u00ec v\u1ed1n chi\u1ebfm \u0111\u1ebfn 40% trong t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, 20% c\u00f2n l\u1ea1i l\u00e0 lao \u0111\u1ed9ng, 40% l\u00e0 n\u0103ng su\u1ea5t y\u1ebfu t\u1ed1 t\u1ed5ng h\u1ee3p (TFP).<\/p>\n

S\u1eafp t\u1edbi, Ch\u00ednh ph\u1ee7 s\u1ebd th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a th\u00f4ng qua gi\u00e3n, gi\u1ea3m thu\u1ebf, gi\u1ea3m ti\u1ec1n thu\u00ea \u0111\u1ea5t, ph\u00ed BHXH\u2026 Bi\u1ec7n ph\u00e1p c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t cho DN c\u0169ng \u0111ang \u0111\u01b0\u1ee3c nghi\u00ean c\u1ee9u, nh\u01b0ng v\u1ea5n \u0111\u1ec1 l\u00e0 DN ph\u1ea3i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n. \u0110\u00f3 l\u00e0 b\u00e0i to\u00e1n kh\u00f3 gi\u1ea3i nh\u1ea5t.<\/p>\n

“NH Nh\u00e0 n\u01b0\u1edbc n\u00ean n\u1edbi room t\u00edn d\u1ee5ng cho c\u00e1c NH v\u00ec d\u01b0 n\u1ee3 vay m\u1edbi t\u0103ng h\u01a1n 7% so v\u1edbi n\u0103m 2020, m\u00e0 n\u0103m 2020 d\u01b0 n\u1ee3 t\u0103ng th\u1ea5p. Trong giai \u0111o\u1ea1n hi\u1ec7n nay, c\u00e1c NH c\u0169ng n\u00ean linh ho\u1ea1t h\u01a1n, NH Nh\u00e0 n\u01b0\u1edbc c\u0169ng n\u00ean m\u1edf room t\u00edn d\u1ee5ng nhi\u1ec1u h\u01a1n \u0111\u1ec3 gi\u00fap kinh t\u1ebf ph\u1ee5c h\u1ed3i”, \u00f4ng Ng\u00e2n \u0111\u1ec1 ngh\u1ecb.<\/p>\n

Tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi NH Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 nghi\u00ean c\u1ee9u v\u00e0 \u0111\u1ec1 xu\u1ea5t g\u00f3i c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t ra sao? \u00d4ng Nguy\u1ec5n Tu\u1ea5n Anh, v\u1ee5 tr\u01b0\u1edfng V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf, cho hay g\u00f3i n\u00e0y l\u00e0 g\u1ee3i \u00fd c\u1ee7a Ch\u1ee7 t\u1ecbch Qu\u1ed1c h\u1ed9i V\u01b0\u01a1ng \u0110\u00ecnh Hu\u1ec7. NH Nh\u00e0 n\u01b0\u1edbc th\u1ea5y g\u00f3i n\u00e0y l\u00e0 h\u1ebft s\u1ee9c c\u1ea7n thi\u1ebft. Hy v\u1ecdng g\u00f3i n\u00e0y s\u1ebd s\u1edbm \u0111\u01b0\u1ee3c tri\u1ec3n khai trong th\u1eddi gian t\u1edbi, ngay sau khi c\u00f3 ngh\u1ecb quy\u1ebft c\u1ee7a Qu\u1ed1c h\u1ed9i v\u00e0 Ch\u00ednh ph\u1ee7.<\/p>\n

Ngu\u1ed3n: tu\u1ed5i tr\u1ebb[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row widthopt=”” fixedbg=”” footerrow=””][vc_column][vc_column_text] S\u1edbm c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t gi\u00fap doanh nghi\u1ec7p   TTO – L\u00e3nh \u0111\u1ea1o V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc) \u0111\u00e3 c\u00f4ng nh\u1eadn g\u00f3i h\u1ed7 tr\u1ee3 c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t l\u00e0 h\u1ebft s\u1ee9c c\u1ea7n thi\u1ebft v\u00e0 hy v\u1ecdng s\u1ebd s\u1edbm \u0111\u01b0\u1ee3c tri\u1ec3n khai. [\/vc_column_text][\/vc_column][\/vc_row][vc_row widthopt=”” fixedbg=”” footerrow=””][vc_column][vc_empty_space][vc_single_image… Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":175,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2504],"tags":[],"class_list":["post-6243262","post","type-post","status-publish","format-standard","hentry","category-doanh-nghiep"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6243262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/175"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=6243262"}],"version-history":[{"count":0,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6243262\/revisions"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=6243262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=6243262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=6243262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}