{"id":6245393,"date":"2021-11-03T07:34:30","date_gmt":"2021-11-03T07:34:30","guid":{"rendered":"https:\/\/yp.vn\/?p=6245393"},"modified":"2021-11-03T14:34:30","modified_gmt":"2021-11-03T07:34:30","slug":"ngan-hang-ky-vong-gi-tu-khoa-room-ngoai","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/ngan-hang-ky-vong-gi-tu-khoa-room-ngoai\/","title":{"rendered":"Ng\u00e2n h\u00e0ng k\u1ef3 v\u1ecdng g\u00ec t\u1eeb \u201ckh\u00f3a\u201d room ngo\u1ea1i"},"content":{"rendered":"

Techcombank s\u1ebd th\u1ef1c hi\u1ec7n \u201ckh\u00f3a\u201d t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i \u1edf m\u1ee9c h\u01a1n 22,49%. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng kh\u00e1c c\u0169ng th\u00f4ng b\u00e1o \u0111i\u1ec1u ch\u1ec9nh room ngo\u1ea1i nh\u01b0 HDBank, VietCapitalBank\u2026 V\u00ec sao c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i c\u00f3 \u0111\u1ed9ng th\u00e1i n\u00e0y. \u0110\u1ec3 t\u00ecm c\u00e2u tr\u1ea3 l\u1eddi cho v\u1ea5n \u0111\u1ec1 tr\u00ean, ph\u00f3ng vi\u00ean Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u1ecfng v\u1ea5n \u00f4ng Tr\u1ea7n T\u00e1nh \u2013 Ph\u00f3 ph\u00f2ng Ph\u00e2n t\u00edch v\u00e0 Nghi\u00ean c\u1ee9u CTCK Yuanta Vi\u1ec7t Nam.<\/h3>\n

Theo \u00f4ng \u0111\u00e2u l\u00e0 l\u00fd do c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i “kho\u00e1” room ngo\u1ea1i?<\/em><\/p>\n

N\u0103m nay l\u00e0 n\u0103m c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng t\u0103ng v\u1ed1n. Nh\u01b0ng hi\u1ec7n t\u1ea1i c\u00f3 th\u1ec3 h\u1ecd \u0111ang \u01b0u ti\u00ean vi\u1ec7c g\u1ecdi v\u1ed1n t\u1eeb nh\u00e0 \u0111\u1ea7u t\u01b0 n\u1ed9i th\u00f4ng qua nhi\u1ec1u h\u00ecnh th\u1ee9c chia c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu, ph\u00e1t h\u00e0nh ri\u00eang l\u1ebb, ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu chuy\u1ec3n \u0111\u1ed5i…<\/p>\n

\u0110\u1ed9ng th\u00e1i kho\u00e1 room ngo\u1ea1i ho\u1eb7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, theo t\u00f4i tu\u1ef3 thu\u1ed9c k\u1ebf ho\u1ea1ch c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Ch\u1eb3ng h\u1ea1n nh\u01b0 HDBank m\u1edbi ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu chuy\u1ec3n \u0111\u1ed5i. \u0110\u1ec3 chuy\u1ec3n \u0111\u1ed5i t\u1eeb tr\u00e1i phi\u1ebfu sang c\u1ed5 ph\u1ea7n cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, b\u1eaft bu\u1ed9c h\u1ecd ph\u1ea3i ph\u1ea3i kho\u00e1 room ngo\u1ea1i m\u1edbi th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c.<\/p>\n

C\u00f2n tr\u01b0\u1eddng h\u1ee3p ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 th\u1ec3 h\u1ecd ch\u01b0a t\u00ecm \u0111\u01b0\u1ee3c ho\u1eb7c \u0111ang trong qu\u00e1 tr\u00ecnh \u0111\u00e0m ph\u00e1n chi\u1ebfn l\u01b0\u1ee3c n\u00ean t\u1ea1m kho\u00e1 l\u1ea1i. Khi n\u00e0o t\u00ecm \u0111\u01b0\u1ee3c th\u00ec h\u1ecd l\u1ea1i m\u1edf room b\u00ecnh th\u01b0\u1eddng.<\/p>\n

\"Ng\u00e2n<\/p>\n

C\u00f3 ph\u1ea3i c\u00e1c ng\u00e2n h\u00e0ng k\u1ef3 v\u1ecdng gi\u00e1 b\u00e1n cao h\u01a1n n\u00ean kho\u00e1 room ngo\u1ea1i t\u1ea1i th\u1eddi \u0111i\u1ec3m n\u00e0y, th\u01b0a \u00f4ng?<\/em><\/p>\n

\u0110\u00f3 c\u0169ng c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u00fd do. Hi\u1ec7n t\u1ea1i gi\u00e1 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng \u0111ang \u1edf m\u1ee9c kh\u00e1 t\u1ed1t v\u00e0 v\u1eabn gi\u1eef v\u1ecb th\u1ebf c\u1ed5 phi\u1ebfu vua, d\u1eabn d\u1eaft th\u1ecb tr\u01b0\u1eddng n\u00ean c\u00f3 th\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng k\u1ef3 v\u1ecdng \u1edf m\u1ee9c gi\u00e1 cao h\u01a1n tr\u01b0\u1edbc khi t\u00ecm \u0111\u01b0\u1ee3c nh\u00e0 \u0111\u1ea7u t\u01b0 chi\u1ebfn l\u01b0\u1ee3c n\u01b0\u1edbc ngo\u00e0i. X\u00e9t \u1edf g\u00f3c \u0111\u1ed9 th\u1ecb tr\u01b0\u1eddng, k\u1ef3 v\u1ecdng tr\u00ean l\u00e0 h\u1ee3p l\u00fd d\u1ef1a tr\u00ean ti\u1ec1m n\u0103ng th\u1ecb tr\u01b0\u1eddng v\u1edbi thanh kho\u1ea3n cao, d\u01b0 \u0111\u1ecba t\u0103ng gi\u00e1 c\u1ee7a ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n. Nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng n\u00ean k\u00e9o d\u00e0i vi\u1ec7c kho\u00e1 hay gi\u1ea3m room m\u00e0 c\u1ed1 g\u1eafng t\u1eadn d\u1ee5ng g\u1ecdi v\u1ed1n ngo\u1ea1i trong n\u0103m nay \u0111\u1ec3 g\u1ea5p r\u00fat ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n. V\u00ec khi gi\u00e1 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng t\u0103ng qu\u00e1 cao, m\u1ee9c gi\u00e1 s\u1ebd kh\u00f4ng c\u00f2n h\u1ea5p d\u1eabn c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i n\u1eefa, chu k\u1ef3 t\u0103ng tr\u01b0\u1edfng qua \u0111i vi\u1ec7c g\u1ecdi v\u1ed1n ngo\u1ea1i l\u1ea1i g\u1eb7p kh\u00f3 kh\u0103n.<\/p>\n

C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, hi\u1ec7n gi\u00e1 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1eabn c\u00f2n th\u1ea5p h\u01a1n so v\u1edbi th\u1ecb tr\u01b0\u1eddng c\u00e1c n\u01b0\u1edbc m\u1edbi n\u1ed5i. Quan \u0111i\u1ec3m c\u1ee7a \u00f4ng \u0111\u1ed1i v\u1edbi nh\u1eadn \u0111\u1ecbnh tr\u00ean?<\/em><\/p>\n

\u0110\u00fang l\u00e0 so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong khu v\u1ef1c ch\u1ec9 s\u1ed1 P\/E, P\/B c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam kh\u00f4ng ph\u1ea3i cao. V\u00ec t\u1ef7 su\u1ea5t sinh l\u1eddi c\u1ee7a ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1eabn t\u1ed1t v\u00e0 kh\u00e1 cao so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong khu v\u1ef1c. X\u00e9t v\u1ec1 m\u1eb7t b\u1eb1ng chung c\u00f3 th\u1ec3 gi\u00e1 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u1eaft, nh\u01b0ng c\u00f3 m\u1ed9t s\u1ed1 c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng gi\u00e1 t\u0103ng kh\u00e1 cao so v\u1edbi chu\u1ea9n trung b\u00ecnh c\u1ee7a Ng\u00e0nh. Do v\u1eady, nh\u1eefng c\u1ed5 phi\u1ebfu n\u00e0y s\u1ebd kh\u00f4ng th\u1ef1c s\u1ef1 h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 \u1edf th\u1eddi \u0111i\u1ec3m n\u00e0y. Nh\u1ea5t l\u00e0 khi d\u00f2ng ti\u1ec1n \u0111ang lu\u00e2n chuy\u1ec3n h\u01b0\u1edbng t\u1edbi c\u00e1c nh\u00f3m ng\u00e0nh kh\u00e1c.<\/p>\n

Theo \u00f4ng, th\u1eddi gian t\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 t\u0103ng h\u1ea5p d\u1eabn c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i?<\/em><\/p>\n

Ph\u1ea3i kh\u1eb3ng \u0111\u1ecbnh, vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam kinh doanh hi\u1ec7u qu\u1ea3 trong giai \u0111o\u1ea1n v\u1eeba qua v\u1eabn t\u1ea1o s\u1ee9c h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0. C\u00e1c t\u1ed5 ch\u1ee9c x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m qu\u1ed1c t\u1ebf \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u00e0 \u0111i\u1ec3m c\u1ed9ng trong con m\u1eaft nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Tuy nhi\u00ean, trong th\u1eddi gian qua, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00e0i s\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1 cao trong khi t\u0103ng tr\u01b0\u1edfng v\u1ed1n ch\u01b0a t\u01b0\u01a1ng x\u1ee9ng. D\u00f9 c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u0169ng \u0111\u00e3 t\u00edch c\u1ef1c \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng t\u0103ng v\u1ed1n, nh\u01b0ng x\u00e9t m\u1eb7t b\u1eb1ng chung, v\u1ed1n c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n m\u1ecfng. Trong khi ng\u00e2n h\u00e0ng c\u00e1c n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 \u00e1p d\u1ee5ng Basel III, c\u00f2n t\u1ea1i Vi\u1ec7t Nam m\u1edbi ch\u1ec9 c\u00f3 m\u1ed9t v\u00e0i ng\u00e2n h\u00e0ng \u0111ang tri\u1ec3n khai Basel III, c\u00f2n l\u1ea1i ch\u1ec9 d\u1eebng \u1edf Basel II. M\u00e0 nh\u1eefng t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch b\u1ec7nh Covid \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng trong th\u1eddi gian t\u1edbi l\u00e0 kh\u00f3 tr\u00e1nh kh\u1ecfi, trong \u0111\u00f3 c\u00f3 v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u. Tuy c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 gi\u1ea3i quy\u1ebft kh\u00e1 t\u1ed1t n\u1ee3 x\u1ea5u, c\u1ed9ng th\u00eam c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 c\u1ee7a NHNN, nh\u01b0ng n\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 b\u01b0\u1edbc \u0111\u1ec7m v\u1ed1n an to\u00e0n \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u ti\u1ec1m \u1ea9n trong t\u01b0\u01a1ng lai th\u00ec s\u1ebd d\u1eabn \u0111\u1ebfn r\u1ee7i ro.<\/p>\n

V\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i khi xem x\u00e9t \u0111\u1ea7u t\u01b0 l\u00e2u d\u00e0i, b\u00ean c\u1ea1nh t\u0103ng tr\u01b0\u1edfng, l\u1ee3i nhu\u1eadn, v\u1ea5n \u0111\u1ec1 an to\u00e0n v\u1ed1n, thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng c\u0169ng \u0111\u01b0\u1ee3c h\u1ecd r\u1ea5t quan t\u00e2m.<\/p>\n

Xin c\u1ea3m \u01a1n \u00f4ng!<\/em><\/p>\n

Ngu\u1ed3n: Th\u1eddi b\u00e1o ng\u00e2n h\u00e0ng<\/p>\n","protected":false},"excerpt":{"rendered":"

Techcombank s\u1ebd th\u1ef1c hi\u1ec7n \u201ckh\u00f3a\u201d t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i \u1edf m\u1ee9c h\u01a1n 22,49%. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng kh\u00e1c c\u0169ng th\u00f4ng b\u00e1o \u0111i\u1ec1u ch\u1ec9nh room ngo\u1ea1i nh\u01b0 HDBank, VietCapitalBank\u2026 V\u00ec sao c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i c\u00f3 \u0111\u1ed9ng th\u00e1i n\u00e0y. \u0110\u1ec3 t\u00ecm c\u00e2u tr\u1ea3 l\u1eddi cho v\u1ea5n \u0111\u1ec1 tr\u00ean, ph\u00f3ng vi\u00ean Th\u1eddi… Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":8,"featured_media":6245395,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2499],"tags":[],"class_list":["post-6245393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ngan-hang"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=6245393"}],"version-history":[{"count":0,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245393\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media\/6245395"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=6245393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=6245393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=6245393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}