{"id":6245436,"date":"2021-11-04T02:25:39","date_gmt":"2021-11-04T02:25:39","guid":{"rendered":"https:\/\/yp.vn\/?p=6245436"},"modified":"2021-11-04T09:25:39","modified_gmt":"2021-11-04T02:25:39","slug":"nhung-ngan-hang-co-no-xaudep-trong-9-thang-dau-2021","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/nhung-ngan-hang-co-no-xaudep-trong-9-thang-dau-2021\/","title":{"rendered":"Nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 n\u1ee3 x\u1ea5u\u2026\u0111\u1eb9p trong 9 th\u00e1ng \u0111\u1ea7u 2021"},"content":{"rendered":"

Trong b\u1ed1i c\u1ea3nh d\u1ecbch Covid-19 l\u1ea7n th\u1ee9 4 khi\u1ebfn gi\u00e3n c\u00e1ch x\u00e3 h\u1ed9i k\u00e9o d\u00e0i, doanh nghi\u1ec7p kh\u00f3 kh\u0103n, n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o c\u00f3 nguy c\u01a1 t\u0103ng l\u00ean. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ee9c tranh n\u1ee3 x\u1ea5u ng\u00e0nh \u1edf qu\u00fd III kh\u00f4ng ho\u00e0n to\u00e0n u \u00e1m.<\/h4>\n

Theo b\u00e1o c\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, trong s\u1ed1 c\u00e1c ho\u1ea1t \u0111\u1ed9ng, ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p ch\u1ecbu \u1ea3nh h\u01b0\u1edfng b\u1edfi Covid-19, \u0111\u1ebfn 30\/9\/2021, c\u00f4ng t\u00e1c c\u01a1 c\u1ea5u n\u1ee3 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u00e3 ghi nh\u1eadn th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 cho 278.000 kh\u00e1ch h\u00e0ng v\u1edbi d\u01b0 n\u1ee3 238.000 t\u1ef7 \u0111\u1ed3ng, l\u0169y k\u1ebf gi\u00e1 tr\u1ecb n\u1ee3 \u0111\u00e3 c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 cho kh\u00e1ch h\u00e0ng t\u1eeb 23\/01\/2020 t\u1edbi h\u1ebft th\u00e1ng 9 n\u0103m nay v\u00e0o kho\u1ea3ng 531.000 t\u1ef7 \u0111\u1ed3ng. B\u00ean c\u1ea1nh \u0111\u00f3 c\u00f4ng t\u00e1c t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng c\u00e1c TCTD g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh.<\/p>\n

Tuy nhi\u00ean, do t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch Covid-19, n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u00f3 xu h\u01b0\u1edbng t\u0103ng. Theo b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 3\/2021 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1, quy m\u00f4 n\u1ee3 x\u1ea5u c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng t\u0103ng t\u1eeb 14% – 25% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. T\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng, t\u1ed1c \u0111\u1ed9 t\u0103ng th\u1eadm ch\u00ed tr\u00ean 30% d\u00f9 \u0111\u00e2y \u0111\u1ec1u l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng top \u0111\u1ea7u v\u1ec1 c\u00f4ng b\u1ed1 l\u1ee3i nhu\u1eadn. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u\/t\u1ed5ng cho vay kh\u00e1ch h\u00e0ng t\u1ea1i m\u1ed9t s\u1ed1 nh\u00e0 b\u0103ng do v\u1eady c\u0169ng c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean.<\/p>\n

Trong khi \u0111\u00f3, g\u00e2y b\u1ea5t ng\u1edd l\u00e0 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 VietinBank, BIDV… \u0111\u00e3 c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ki\u1ec3m so\u00e1t t\u00edch c\u1ef1c. Theo BCTC t\u1ea1i 30\/9\/2021, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u1ee7a VietinBank v\u00e0 BIDV l\u1ea7n l\u01b0\u1ee3t l\u00e0 1,67% v\u00e0 1,61%. BIDV th\u1eadm ch\u00ed c\u00f2n c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u0103ng tr\u01b0\u1edfng \u00e2m so v\u1edbi c\u00f9ng k\u1ef3 -4,9%.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng hi\u1ebfm hoi v\u1eeba gi\u1eef \u0111\u01b0\u1ee3c t\u0103ng tr\u01b0\u1edfng v\u1eefng v\u00e0ng gi\u1eefa \u0111\u1ea1i d\u1ecbch v\u1eeba ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u \u1edf m\u1ee9c th\u1ea5p. \u0110i\u1ec3n h\u00ecnh nh\u00f3m n\u00e0y c\u00f3 HDBank v\u1edbi quy m\u00f4 n\u1ee3 x\u1ea5u gi\u1ea3m 11% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ri\u00eang l\u1ebb ti\u1ebfp t\u1ee5c th\u1ea5p d\u01b0\u1edbi 1%. D\u01b0 n\u1ee3 cho vay c\u00e1c l\u0129nh v\u1ef1c ti\u1ec1m \u1ea9n r\u1ee7i ro, n\u1ee3 t\u00e1i c\u01a1 c\u1ea5u c\u0169ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, gi\u00fap chi ph\u00ed d\u1ef1 ph\u00f2ng r\u1ee7i ro t\u00edn d\u1ee5ng kh\u00f4ng t\u0103ng \u0111\u1ed9t bi\u1ebfn nh\u01b0 ghi nh\u1eadn t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng.<\/p>\n

\"S\u1ee9c<\/div>\n
<\/div>\n

Theo BCTC HDBank v\u1eeba c\u00f4ng b\u1ed1, t\u00ednh \u0111\u1ebfn h\u1ebft ng\u00e0y 30\/9\/2021, nh\u1edd ngu\u1ed3n thu \u0111a d\u1ea1ng v\u00e0 t\u1ed1i \u01b0u chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a HDBank t\u00ednh \u0111\u1ebfn 30\/9 \u0111\u1ea1t 346.355 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 26,7% so v\u1edbi c\u00f9ng k\u1ef3 2020. V\u1edbi l\u00e3i tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t h\u01a1n 6.084 t\u1ef7 \u0111\u1ed3ng, HDBank \u0111ang \u0111\u1ea1t k\u1ebf ho\u1ea1ch g\u1ea7n 84% v\u00e0 d\u1ef1 b\u00e1o s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng thu d\u1ecbch v\u1ee5 t\u1eeb bancassurance l\u1eabn d\u1ecbch v\u1ee5 thanh to\u00e1n, c\u0169ng nh\u01b0 hi\u1ec7u qu\u1ea3 \u0111\u1ebfn t\u1eeb chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 ng\u00e2n h\u00e0ng s\u1ed1 m\u1ea1nh m\u1ebd.<\/p>\n

Chung nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng “h\u01b0\u1edfng l\u1ee3i” t\u1eeb \u0111\u1ea7u t\u01b0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 c\u00f3 n\u1ee3 x\u1ea5u gi\u1ea3m “\u0111\u1eb9p” trong 9 th\u00e1ng 2021, OCB t\u0103ng tr\u01b0\u1edfng n\u1ee3 x\u1ea5u gi\u1ea3m khi \u00e2m t\u1edbi 13,3% so v\u1edbi c\u00f9ng k\u1ef3, c\u00f2n MBB, m\u1ed9t ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c, c\u0169ng gi\u1ea3m n\u1ee3 x\u1ea5u t\u1edbi 21% v\u00e0 gi\u1eef t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u\/ t\u1ed5ng cho vay \u1edf m\u1ee9c kh\u00e1 th\u1ea5p\u2026<\/p>\n

Nh\u01b0 v\u1eady, nh\u00ecn chung b\u1ee9c tranh tr\u00e1i ng\u01b0\u1ee3c v\u1ec1 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng theo \u0111\u00f3 \u0111ang c\u00f3 s\u1ef1 ph\u00e2n h\u00f3a nh\u1ea5t \u0111\u1ecbnh.<\/p>\n

Ngu\u1ed3n: cafef.vn<\/p>\n","protected":false},"excerpt":{"rendered":"

Trong b\u1ed1i c\u1ea3nh d\u1ecbch Covid-19 l\u1ea7n th\u1ee9 4 khi\u1ebfn gi\u00e3n c\u00e1ch x\u00e3 h\u1ed9i k\u00e9o d\u00e0i, doanh nghi\u1ec7p kh\u00f3 kh\u0103n, n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o c\u00f3 nguy c\u01a1 t\u0103ng l\u00ean. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ee9c tranh n\u1ee3 x\u1ea5u ng\u00e0nh \u1edf qu\u00fd III kh\u00f4ng ho\u00e0n to\u00e0n u \u00e1m. Theo b\u00e1o c\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc,… Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":8,"featured_media":6245437,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2499],"tags":[],"class_list":["post-6245436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ngan-hang"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=6245436"}],"version-history":[{"count":0,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media\/6245437"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=6245436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=6245436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=6245436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}