{"id":6245677,"date":"2021-11-11T01:52:54","date_gmt":"2021-11-11T01:52:54","guid":{"rendered":"https:\/\/yp.vn\/?p=6245677"},"modified":"2021-11-11T08:52:54","modified_gmt":"2021-11-11T01:52:54","slug":"giai-bai-toan-ve-von-cho-doanh-nghiep-do-phu-nu-lam-chu","status":"publish","type":"post","link":"https:\/\/yp.com.vn\/giai-bai-toan-ve-von-cho-doanh-nghiep-do-phu-nu-lam-chu\/","title":{"rendered":"Gi\u1ea3i b\u00e0i to\u00e1n v\u1ec1 v\u1ed1n cho doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7"},"content":{"rendered":"
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D\u00f9 l\u00e0 l\u1ef1c l\u01b0\u1ee3ng quan tr\u1ecdng trong c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf, c\u00f3 vai tr\u00f2 kh\u00f4ng th\u1ec3 thi\u1ebfu trong n\u1ec1n kinh t\u1ebf, song c\u00e1c doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 lu\u00f4n g\u1eb7p r\u1ea5t nhi\u1ec1u r\u00e0o c\u1ea3n, trong \u0111\u00f3 b\u00e0i to\u00e1n v\u1ec1 v\u1ed1n v\u1eabn lu\u00f4n n\u00f3ng b\u1ecfng.<\/strong><\/p>\n<\/blockquote>\n

Doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e3nh \u0111\u1ea1o g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n<\/b><\/p>\n

Theo b\u00e1o c\u00e1o Ch\u1ec9 s\u1ed1 N\u1eef doanh nh\u00e2n do Mastercard c\u00f4ng b\u1ed1 \u0111\u1ea7u n\u0103m 2021, s\u1ed1 doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 t\u1ea1i Vi\u1ec7t Nam chi\u1ebfm 26,5%. Tuy nhi\u00ean, ph\u1ea7n l\u1edbn c\u00e1c doanh nghi\u1ec7p n\u00e0y c\u00f3 quy m\u00f4 si\u00eau nh\u1ecf, 42% l\u00e0 v\u1eeba v\u00e0 nh\u1ecf v\u00e0 ch\u1ec9 c\u00f3 1% l\u00e0 doanh nghi\u1ec7p l\u1edbn. B\u00ean c\u1ea1nh \u0111\u00f3, t\u1ed5ng gi\u1ea3i ng\u00e2n cho nh\u1eefng doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 ch\u1ec9 \u0111\u1ea1t kho\u1ea3ng 5% t\u1ed5ng kho\u1ea3n vay d\u00e0nh cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf.<\/p>\n

D\u01b0\u1edbi t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch COVID-19, doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u kh\u00f3 kh\u0103n, th\u1eadm ch\u00ed nguy c\u01a1 \u0111\u00f3ng c\u1eeda cao h\u01a1n so v\u1edbi c\u00e1c doanh nghi\u1ec7p do nam gi\u1edbi l\u00e3nh \u0111\u1ea1o.<\/p>\n

Ch\u1ecb N.M.T – Gi\u00e1m \u0111\u1ed1c m\u1ed9t c\u00f4ng ty du l\u1ecbch t\u1ea1i TP.HCM t\u00e2m s\u1ef1, n\u1ebfu n\u0103m 2019, quy m\u00f4 c\u1ee7a c\u00f4ng ty g\u1ed3m 3 nh\u00e0 h\u00e0ng v\u00e0 1 kh\u00e1ch s\u1ea1n v\u1edbi doanh thu l\u00ean t\u1edbi 120 t\u1ec9 \u0111\u1ed3ng\/n\u0103m th\u00ec \u0111\u1ebfn gi\u1eefa n\u0103m nay t\u1ea5t c\u1ea3 tr\u1edf v\u1ec1 s\u1ed1 0 b\u1edfi d\u1ecbch COVID-19 \u1eadp \u0111\u1ebfn.<\/p>\n

“\u0110\u1ec3 tr\u1ea3 l\u01b0\u01a1ng gi\u1eef ch\u00e2n nh\u00e2n vi\u00ean v\u00e0 ph\u00ed duy tr\u00ec m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng kh\u00e1c, t\u00f4i bu\u1ed9c ph\u1ea3i th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n \u0111\u1ec3 vay v\u1ed1n. Tuy nhi\u00ean l\u00e3i su\u1ea5t l\u00fac \u0111\u00f3 t\u01b0\u01a1ng \u0111\u1ed1i cao v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o ch\u01b0a \u0111\u1ee7 ti\u00eau chu\u1ea9n \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n vay nh\u01b0 \u00fd. V\u1eeba kinh doanh, v\u1eeba lo tr\u1ea3 n\u1ee3, t\u00f4i c\u1ea3m th\u1ea5y kh\u00e1 \u00e1p l\u1ef1c”, ch\u1ecb T th\u1edf d\u00e0i.<\/p>\n

C\u0169ng nh\u01b0 ch\u1ecb T, ch\u1ecb N.M.H – ch\u1ee7 doanh nghi\u1ec7p kinh doanh chu\u1ed7i c\u1eeda h\u00e0ng th\u1ef1c ph\u1ea9m s\u1ea1ch \u1edf H\u00e0 N\u1ed9i cho bi\u1ebft d\u1ecbch COVID-19 khi\u1ebfn doanh nghi\u1ec7p b\u1ecb oanh t\u1ea1c t\u1ea3 t\u01a1i su\u1ed1t n\u1eeda n\u0103m nay. Gi\u1edd ch\u1ecb \u0111ang c\u1ed1 g\u1eafng c\u1ea7m c\u1ef1 \u0111\u1ec3 c\u00f3 ngu\u1ed3n ti\u1ec1n ti\u1ebfp t\u1ee5c duy tr\u00ec kinh doanh.<\/p>\n

C\u1ea5p t\u1ed1c “gi\u1ea3i v\u00e2y” cho doanh nghi\u1ec7p<\/b><\/p>\n

C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c c\u00e1c doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 g\u1eb7p kh\u00f3 kh\u0103n trong ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n ng\u00e2n h\u00e0ng xu\u1ea5t ph\u00e1t t\u1eeb nhi\u1ec1u nguy\u00ean nh\u00e2n kh\u00e1c nhau. Th\u1ef1c t\u1ebf, m\u1ed9t s\u1ed1 doanh nghi\u1ec7p vi m\u00f4 th\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng theo ki\u1ec3u t\u1ef1 ph\u00e1t gia \u0111\u00ecnh, thi\u1ebfu c\u00e1c chu\u1ea9n m\u1ef1c v\u1ec1 qu\u1ea3n l\u00fd chuy\u00ean nghi\u1ec7p, thi\u1ebfu t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o h\u1ee3p l\u1ec7\u2026 \u0110i\u1ec1u \u0111\u00f3 khi\u1ebfn doanh nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n khi mu\u1ed1n m\u1edf r\u1ed9ng quy m\u00f4 v\u00e0 th\u1ecb tr\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Tr\u01b0\u1edbc th\u1ef1c tr\u1ea1ng \u0111\u00f3, m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 nhanh ch\u00f3ng ch\u1ee7 \u0111\u1ed9ng th\u00e1o g\u1ee1 v\u01b0\u1edbng m\u1eafc cho doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 nh\u01b0 x\u00e2y d\u1ef1ng c\u00e1c g\u00f3i vay “\u0111o ni \u0111\u00f3ng gi\u00e0y” d\u00e0nh ri\u00eang cho \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y.<\/p>\n

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\u0110i\u1ec3n h\u00ecnh v\u1eeba qua, VPBank \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi Ng\u00e2n h\u00e0ng Ph\u00e1t tri\u1ec3n ch\u00e2u \u00c1 (ADB) tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh cho vay \u01b0u \u0111\u00e3i v\u00f4 c\u00f9ng h\u1ea5p d\u1eabn nh\u1eb1m gi\u00fap c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 ph\u1ee5c h\u1ed3i ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh h\u1eadu \u0111\u1ea1i d\u1ecbch COVID-19.<\/p>\n

Theo \u0111\u00f3, n\u1ebfu doanh nghi\u1ec7p c\u00f3 nhu c\u1ea7u vay m\u1edbi (th\u1ebf ch\u1ea5p ho\u1eb7c t\u00edn ch\u1ea5p), VPBank s\u1ebd cung c\u1ea5p g\u00f3i vay v\u1edbi l\u00e3i su\u1ea5t gi\u1ea3m \u0111\u1ebfn 2%\/ n\u0103m (gi\u1ea3m t\u1ed1i \u0111a 230 tri\u1ec7u \u0111\u1ed3ng\/kh\u00e1ch h\u00e0ng). V\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng \u0111ang c\u00f3 kho\u1ea3n vay hi\u1ec7n h\u1eefu, VPBank ti\u1ebfp t\u1ee5c xem x\u00e9t gia h\u1ea1n, t\u00e1i c\u01a1 c\u1ea5u kho\u1ea3n vay,\u2026 nh\u1eb1m h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p gi\u1ea3m b\u1edbt \u00e1p l\u1ef1c t\u00e0i ch\u00ednh.<\/p>\n

M\u1eb7t kh\u00e1c, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng r\u00fat ng\u1eafn c\u00e1c quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 th\u1ee7 t\u1ee5c theo ti\u00eau ch\u00ed nhanh g\u1ecdn, \u0111\u01a1n gi\u1ea3n khi ph\u00ea duy\u1ec7t h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ch\u1ec9 trong v\u00f2ng 3 ng\u00e0y l\u00e0m vi\u1ec7c. \u0110\u1eb7c bi\u1ec7t, doanh nghi\u1ec7p s\u1ebd \u0111\u01b0\u1ee3c tr\u1ea3i nghi\u1ec7m gi\u1ea3i ng\u00e2n online, v\u1edbi quy tr\u00ecnh tr\u1ef1c tuy\u1ebfn kh\u00f4ng c\u1ea7n \u0111\u1ebfn qu\u1ea7y, ti\u1ec1n v\u1ec1 trong ng\u00e0y thay v\u00ec ch\u1edd \u0111\u1ee3i v\u00e0i h\u00f4m nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y.<\/p>\n

\u0110\u00e1ng l\u01b0u \u00fd, VPBank c\u00f2n d\u00e0nh t\u1eb7ng kh\u00e1ch h\u00e0ng nhi\u1ec1u \u0111\u1eb7c quy\u1ec1n kh\u00e1c nh\u01b0 t\u1eb7ng t\u00e0i kho\u1ea3n s\u1ed1 \u0111\u1eb9p t\u1ee9 qu\u00fd, mi\u1ec5n ph\u00ed 1 n\u0103m s\u1eed d\u1ee5ng g\u00f3i d\u1ecbch v\u1ee5 Internet Banking, t\u1eb7ng website b\u00e1n h\u00e0ng online ti\u00eau chu\u1ea9n\u2026 \u0111\u1ec3 doanh nghi\u1ec7p c\u00f3 th\u1ec3 kinh doanh tr\u1ef1c tuy\u1ebfn nhanh ch\u00f3ng, ph\u1ea7n n\u00e0o kh\u1eafc ph\u1ee5c t\u00e1c \u0111\u1ed9ng do h\u1ea1n ch\u1ebf giao th\u01b0\u01a1ng tr\u1ef1c ti\u1ebfp.<\/p>\n

Quay l\u1ea1i tr\u0103n tr\u1edf c\u1ee7a ch\u1ecb N.M.T, sau khi trao \u0111\u1ed5i v\u1edbi nh\u00e2n vi\u00ean VPBank v\u1ec1 v\u01b0\u1edbng m\u1eafc, ch\u1ecb \u0111\u00e3 nhanh ch\u00f3ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng gi\u00e3n n\u1ee3, h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 c\u00e1c b\u01b0\u1edbc t\u00e1i c\u01a1 c\u1ea5u kho\u1ea3n vay. Ch\u1ecb c\u0169ng \u0111\u01b0\u1ee3c VPBank t\u1ea1o \u0111i\u1ec1u ki\u1ec7n tham gia c\u00e1c l\u1edbp \u0111\u00e0o t\u1ea1o, t\u01b0 v\u1ea5n v\u1edbi nh\u1eefng chuy\u00ean gia kinh t\u1ebf c\u0169ng nh\u01b0 giao l\u01b0u h\u1ecdc h\u1ecfi k\u1ef9 n\u0103ng, ki\u1ebfn th\u1ee9c c\u00f9ng c\u00e1c n\u1eef doanh nh\u00e2n kh\u00e1c \u0111\u1ec3 n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh cho doanh nghi\u1ec7p.<\/p>\n

“Nh\u1edd ng\u00e2n h\u00e0ng th\u1ea5u hi\u1ec3u, tr\u1ee3 l\u1ef1c c\u1ea3 v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 phi t\u00e0i ch\u00ednh n\u00ean t\u00f4i \u0111\u00e3 nh\u1eb9 g\u00e1nh h\u01a1n r\u1ea5t nhi\u1ec1u, th\u1eadm ch\u00ed k\u1ebft n\u1ed1i th\u00eam \u0111\u1ed1i t\u00e1c qua c\u00e1c bu\u1ed5i h\u1ed9i th\u1ea3o. \u0110\u1eb7c bi\u1ec7t, t\u00f4i c\u00f2n \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 c\u00f3 l\u1ee3i kh\u00e1c nh\u01b0 th\u1ebb t\u00edn d\u1ee5ng WE Card d\u00e0nh cho doanh nghi\u1ec7p n\u1eef l\u00e0m ch\u1ee7 v\u1edbi th\u1eddi gian mi\u1ec5n l\u00e3i 55 ng\u00e0y, vay mua \u00f4 t\u00f4 l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i\u2026 qua \u0111\u00f3 t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n t\u1eeb nh\u00e0 b\u0103ng”, ch\u1ecb T vui v\u1ebb chia s\u1ebb.<\/p>\n

VPBank hy v\u1ecdng g\u00f3i vay \u01b0u \u0111\u00e3i v\u1edbi ADB s\u1ebd l\u00e0 ngu\u1ed3n \u0111\u1ed9ng l\u1ef1c l\u1edbn cho c\u00e1c n\u1eef doanh nh\u00e2n, gi\u00fap h\u1ecd x\u1eed l\u00fd c\u00e1c kh\u00f3 kh\u0103n v\u1ec1 ngu\u1ed3n v\u1ed1n, v\u1ec1 \u0111\u1ea7u ra trong b\u1ed1i c\u1ea3nh ch\u1ecbu t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c c\u1ee7a \u0111\u1ea1i d\u1ecbch.<\/p>\n

Kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c ti\u1ebfp s\u1ee9c t\u00e0i ch\u00ednh, th\u1eddi gian t\u1edbi \u0111\u00e2y, VPBank s\u1ebd ph\u1ed1i h\u1ee3p v\u1edbi t\u1ed5 ch\u1ee9c CARE Vi\u1ec7t Nam t\u1ea1o l\u1eadp c\u00e1c s\u00e2n ch\u01a1i v\u00e0 c\u00e1c gi\u00e1 tr\u1ecb phi t\u00e0i ch\u00ednh gi\u00fap doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 d\u1ec5 d\u00e0ng c\u1ea3i thi\u1ec7n n\u0103ng l\u1ef1c, n\u00e2ng t\u1ea7m chuy\u00ean m\u00f4n v\u00e0 m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u0110\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n nh\u1eadn \u01b0u \u0111\u00e3i vay t\u1eeb ch\u01b0\u01a1ng tr\u00ecnh, doanh nghi\u1ec7p c\u00f3 th\u1ec3 li\u00ean h\u1ec7 Hotline 1900 545415 ho\u1eb7c \u0111\u0103ng k\u00fd t\u1ea1i \u0111\u00e2y<\/p>\n

Ngu\u1ed3n: tu\u1ed5i tr\u1ebb<\/p>\n","protected":false},"excerpt":{"rendered":"

D\u00f9 l\u00e0 l\u1ef1c l\u01b0\u1ee3ng quan tr\u1ecdng trong c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf, c\u00f3 vai tr\u00f2 kh\u00f4ng th\u1ec3 thi\u1ebfu trong n\u1ec1n kinh t\u1ebf, song c\u00e1c doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e0m ch\u1ee7 lu\u00f4n g\u1eb7p r\u1ea5t nhi\u1ec1u r\u00e0o c\u1ea3n, trong \u0111\u00f3 b\u00e0i to\u00e1n v\u1ec1 v\u1ed1n v\u1eabn lu\u00f4n n\u00f3ng b\u1ecfng. Doanh nghi\u1ec7p do ph\u1ee5 n\u1eef l\u00e3nh… Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":175,"featured_media":6245678,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2504],"tags":[],"class_list":["post-6245677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doanh-nghiep"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/users\/175"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/comments?post=6245677"}],"version-history":[{"count":0,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/posts\/6245677\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media\/6245678"}],"wp:attachment":[{"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/media?parent=6245677"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/categories?post=6245677"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.com.vn\/KmOMlj66m\/wp\/v2\/tags?post=6245677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}